J
By
John Quigley, Legal Content Director · Reviewed against current A.R.S. · Last reviewed 2026-06-11
With so many planned communities in the Phoenix metro, HOA conflicts are common — over fines, architectural rules, and assessments. Arizona’s Planned Communities Act sets limits on what an HOA can do.
What Arizona law says
A.R.S. § 33-1801 — The Planned Communities Act, which governs homeowners’ associations and members’ rights.
A.R.S. § 33-1803 — Limits on HOA penalties and assessment increases, and notice requirements before fines.
A.R.S. § 33-2001 — Provides for dispute resolution, including petitions to the Arizona Department of Real Estate / Office of Administrative Hearings.
How HOA dispute cases work in Maricopa County
Many HOA disputes can be taken to the Office of Administrative Hearings (OAH) rather than Superior Court, offering a faster and lower-cost forum. Foreclosure for unpaid assessments, however, proceeds through the courts.
Frequently asked questions
Can an HOA fine me for anything?
No. Fines must follow the community’s recorded rules and the notice and penalty limits in A.R.S. § 33-1803.
Do I have to sue in court?
Not always — many disputes can go to the Office of Administrative Hearings, which is faster and cheaper than Superior Court.
Can an HOA foreclose on my home?
In limited circumstances for unpaid assessments, yes — making early resolution important.
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Disclaimer: AZAttorneyFinder is an independent attorney directory, not a law firm, and does not provide legal advice. This page is general legal information about Arizona law, reviewed against the Arizona Revised Statutes (A.R.S.). It is not a substitute for advice from a licensed Arizona attorney about your specific situation. Statutes change — verify current law before relying on it.